There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Besides Marks and Spencers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

3 Pairs of Spot & Stripe Design Socks, at M & S
Get a fabulous, fashionable look with these assorted spot and stripe print socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Per Una Floral Print Frill Blouse, at Marks & Spenser
An elegant short sleeve blouse in a soft cotton blend. Frill detail gives it the Per Una touch

Recycled Hollowfibre Quilted Mattress Protector, at Marks and Spencer
Hollowfibre mattress protector Quilted Non allergenic Plain Comes in 3 sizes - single, double and king size, Manufacturer: Marks & Spencer

Decorative Vintage Photo Frame 13 x 18cm (5 x 7"), at Marks & Spenser
Pearl effect and diamant detail Aperture: 13 x 18cm (5 x 7") Dimension: 21.6 x 16.2 x 1.8cm, Manufacturer: Marks & Spencer

Per Una Cotton Rich Spot Print Mac, at Marks & Spencer
A fabulous single breasted mac in soft cotton rich fabric featuring a spot design and button fastening

Large Moroccan Lantern, at M & S
Hanging hook Moroccan inspired design H57 x W23 x D23cm, Manufacturer: Marks & Spencer

Chunky Chip Shell Necklace, at Marks & Spensers
Adjustable length Clasp fastening Multi strand Mixed shell beads Circular pendant Necklace length 41cm, extendable by 8cm

Divan on Legs & F400 Coolmax° Mattress - Medium, at Marks and Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 25cm Divan Height: 31cm Individually pocketed springs Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Mattress Spring Count: 1225 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Leather Washbag, at Marks and Spencers
Stylish and practical, this washbag is a well designed travel essential

Rochaille Twist Multi Strand Necklace, at M+S
Clasp fastening Adjustable length Multi strand style Twist design Assorted beads Length: 46cm

Autograph Backseam Hold Ups, at Marks and Spencer
Treat your legs to a sleek delight with the smooth finish of these comfortable hold ups. A practical, reinforced design means they're tough enough to last through wear after wear

Hopsack Weave Pencil Pleat Curtains, at Marks & Spenser
Pencil pleat 2 curtains per pack Hopsack weave pattern Fully lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Made from heavier weight hopsack fabric. Composition: 100% polyesterLining: 50% polyester and 50% cotton Care instructions:Dry clean only How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Autograph Pure Linen Suit Jacket, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Collezione Pure Cotton Short Sleeve Check Shirt, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Autograph Pure Cashmere Long Sleeve Cardigan, at Marks and Spencer
Sophisticated and modern , this plain cardigan is made from pure cashmere for the ultimate in luxurious softness

Artificial Tea Rose in Glass Vase, at Marks and Spencer
Artificial tea rose Glass vase No watering required therefore easy care Fresh looking throughout the year Height: 33.5cm, Manufacturer: Marks & Spencer

Assorted Stripe Mug, at Marks and Spencers
Assorted stripe, Manufacturer: Marks & Spencer

XBOX 360® Crash of the Titans Game, at Mark & Spensers
For XBOX 360 Crash now has a powerful acrobatic fighting system Crash can now interact with his world in totally new ways M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Adored Comfort Padded Plunge Bra, at Marks & Spencers
Elegant and stylish, this padded bra is made from the softest fabric and embroidery, so it feels blissfully comfortable to wear. The underwired plunge style gives a flattering uplifted shape and an enhanced cleavage. Feminine everyday lingerie

Autograph Sweet Avalanche+ Roses - Dozen, at Marks & Spencer
These extra-long stemmed, large-headed roses come in a selection of glorious shades. All of the rose bouquets are hand-tied and beautifully wrapped in frosted Autograph™ cellophane and black ribbon Available for delivery from 1st April to 30th September 2009

Per Una Styled Overlaid Lace Padded Bra, at Marks & Spencer
Elegant and feminine, this stylish bra features stretch lace fabric and a scallop trim. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Pure Cotton Floral Embroidered Jeans with Belt, at Marks and Spencer
Embroidered detail gives a pretty twist to these fashionable jeans

Blue Harbour Pure Linen Short Sleeve Stripe Shirt, at Marks and Spencers
Stylishly smart casual, this short sleeve shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Pure Silk Floral Tie, at Marks & Spencer
Add a luxurious finishing touch with this smart floral tie in pure silk

Straight Leg Stitch Detail Trousers, at Marks & Spencer
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

Velvet Soft Pressed Powder, at Marks n Spencer
Pressed powder 2 shades available Hypo-Allergenic Comes in square compact

Walnut Angled Photoframe 13 x 18cm (5 x 7''), at Marks and Spenser
Wide border Angled frame Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

3 Pure Cotton Stripe Kitchen Hand Towels, at Marks and Spencers
Pack of 3 Assorted stripe designs, Manufacturer: Marks & Spencer

Bright Analogue Watch, at Marks & Spencer
Buckle fastening Round face Analogue

Autograph Linen Blend Tie Fastening Ruffle Trim Cardigan, at MarksandSpencer
Fashionable and contemporary, this linen blend cardigan features a ruffle trim. A pretty, practical and easycare style

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.