Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or House Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money House Insurance than you will anywhere else, and you may even pay less with M&S.

Portfolio Bobble Choker Necklace, at Marks and Spencers
Choker style Clasp fastening Adjustable length Bobble design Necklace length 41cm, extendable by 8cm

Older Girls' Metallic Footbed Sandals, at Marks and Spencer
Buckle fastening Metallic design Multi shapes detail Flat grip sole Contrast comfort lining

Per Una Dip Dye Knitted Top with Chiffon Scarf, at M & S
An elegant v-neck top featuring dip dye design. Floral print chiffon scarf gives it the Per Una touch

Funky Dotty Birthday Card, at Marks and Spenser
Cover Text: Have a fab birthday Inside Message: Happy birthday! Approx size: 230 x 114mm

Vantage Point DVD, at Marks & Spencers
Rating Suitable for 12 years and over,

Long Sleeve Funnel Neck Hooded Jacket, at M&S
Practical and fashionable, this hooded jacket is fully lined and features twin breast pockets. A comfortable, easycare style, machine washable for added convenience

Portfolio 3/4 Sleeve Nehru Collar Blouse, at M&S
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Hand Made Ruby Anniversary Card, at Marks and Spencer
Cover text: Ruby Anniversary Inside message: With love Approx size: 176 x 126mm

Cars DVD, at Marks & Spencer
Rating Universal, suitable for all,

Knee High Pointed Toe Stretch Boots, at Marks & Spencer
Pointed toe Stitch detail Knee high Heel height 70mm Comes in sizes 3-8, including half sizes

Classic Collection Pure Cotton Frill Neck Top, at Marks and Spenser
Feminine and pretty, this versatile 3/4 length sleeve top is made from soft easycare fabric and features frill neck design. A fashionable style with a comfortable, flattering fit

Autograph 2 Piece Pure Cotton Hooded Outfit, at Marks and Spencers
Fun and practical, this cute 2 piece outfit features contrast trim. It's made from soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Per Una Wide Leg Centre Crease Trousers, at Marks & Spensers
A smart pair of wide leg trousers in stretch cotton featuring a centre crease

Autograph Weekend Long Sleeve Polo Neck Top, at Mark & Spencers
Sophisticated and modern, this polo neck top is beautifully designed and cut to flatter for the best in contemporary style

Pure Cotton Stripe Apron, at M+S
Tie bow fastening at back Front pocket Stripe design, Manufacturer: Marks & Spencer

Text Squares Dad Birthday Card, at Marks and Spenser
Cover text: Happy birthday dad Inside message: With love on your special day Approx size: 230 x 114mm

Domaine Mandeville Chardonnay 2008 - Case of 12, at Marks & Spenser
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Chablis Premier Cru Fourchaume 2005 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sterling Silver Double Oval Earrings, at Marks & Spencer
Hook fastening Double oval design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Long Sleeve Floral Print Top, at M & S
Smart and stylish, this long sleeve top is made from comfortable cotton blend and features a floral print

3/4 Sleeve Boyfriend Cardigan, at Marks & Spenser
Fashionable and contemporary, this boyfriend cardigan is a comfortable style essential. Pintuck front pockets gives a fashionable touch.

Sprung-Edge Divan with 4 Large Drawers & Autograph F500 Latex Pillowtop Mattress - Medium, at Marks and Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 29cm Divan height: H41cm Large drawers: H14 x W78 x D52cm Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Mattress spring count: 1225 All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Textured Shirt with Camisole, at Marks & Spencer
Ideal for everyday wear, this smart shirt with a camisole is made from soft easycare fabric and the fit is comfortable and flattering. A fashionable and practical style

Autograph Pure Cashmere Windowpane Scarf, at Marks & Spencers
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

Younger Boys' Permair™ Sporty Twin Strap Boots, at Marks and Spencer
Scuff resistant toe Twin strap Riptape fastening Easy clean Studded sole Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Gold Label Sauvignon Blanc 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Wool Blend Ribbed Beret Hat, at M+S
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch.

Linen Blend Pinstripe Straight Leg Trousers, at Marks & Spencers
Sophisticated and elegant, these tailored trousers are detailed with a prinstripe design. A fashionable choice for work or formal occasions

Triple Ridge Hoop Earrings, at M&S
Triple ridge detail Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Diagonal Cut Cufflinks, at Marks and Spencer
Add a smart finishing touch with these diagonal cut cufflinks

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."