Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Mark's & Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

2 Piece Pure Cotton Long Sleeve Top & Bottoms Outfit, at Marks & Spenser
Cute and practical, this 2 piece outfit is outstanding value. The soft cotton fabric will keep him feeling comfy

Pink Gem Heart Slim Diary, at M&S
Dimensions: 165 x 80mm

Silver Plated Ramases Abalone Necklace, at Marks and Spencers
Clasp fastening Adjustable length Abalone pendant

Blue Harbour Pure Cotton Assorted Check Shirt, at Mark & Spencers
Relaxed and stylish, this long sleeve shirt is made from pure cotton so it feels soft and comfortable to wear

Cut Flowers Fragrance Diffuser and Refill Plug-In, at Marks & Spencers
Cut flowers fragrance 15ml Lasts up to 75 days, Manufacturer: Marks & Spencer

Ruffle Neck Bikini, at Marks and Spencer
Feminine and fashionable, this flattering bikini is designed in the latest shape. Make a splash!

2 Cotton Rich Bold Stripe Tops, at Marks & Spencers
Fashionable and contemporary, these long sleeve stipe t-shirts in soft cotton is a practical easycare style

Perfect Autograph Essentials Sheer Lace Floral Shorts, at Marks and Spencer
These pretty pieces are perfect for everyday wear, but so feminine that you'll always feel special

The High Waist Bootleg Trousers, at Marks and Spencer
Keep the fashion focus on the waistline with these modern bootleg trousers. Styled for an enviable hourglass silhouette, they feature two button fastening. To dress them up, tuck in a pretty blouse and add heels

Machine Washable Diamond Pattern Tie, at Marks and Spencer
No more trips to the drycleaners! This patterned tie is machine washable

Younger Girls' Pure Cotton Hello Kitty Bow Pyjamas, at Marks & Spencer
A must for fans of Hello Kitty, these pyjamas feature spot print bottoms

M&S Corded Phone, at Marks and Spencer
13 number memory Wall mountable Last number redial Adjustable ringer volume Mute facility Recall facility Large buttons M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Animal Print Flip Flop, at Marks & Spencer
Animal print Flat sole

V-Neck Short Sleeve Dress with Chain Belt, at Marks & Spencer
Sophisticated and elegant, this dress features a V-neck with button detail and short gathered sleeves. A flattering, stylish look Comes with belt shown in image

Small Dylan the Dog, at MarksandSpencer
Suitable from 12 months This product conforms to EN71 and the Toy Safety Directive Height 17cm, Manufacturer: Marks & Spencer

Blue Harbour Heritage Pure Cotton Self Stripe Jacket, at Marks and Spencers
A smartly tailored Blue Harbour self-stripe jacket in pure cotton fabric

Younger Girls' Little Miss Sunshine Sunglasses, at Marks & Spencer
Cute and colourful, these Little Miss Sunshine sunglasses give 100% UV protection for safer style in the sun

8-Piece Aurora Fish Knife & Fork Set, at Marks & Spencer
Includes 4 knives and 4 forks 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Thoughts & Crosses Game, at Mark & Spencers
Number of players: 2+ Suitable for ages 8+ Pack contains: Spinner, score pad, sand timer, 4 game pads, 4 pencils and instructions Approx. size: 135 x 135mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Chris Murphy's Favourites - Case of 12, at Marks and Spencer
2 Marlborough Sauvignon Blanc 2008: A slow ripened wine with lots of fresh acidity retained in the grapes... 2 La Prendina Estate Pinot Grigio 2008: A fruity wine with a lingering, dry and crisp finish... 2 Tupungato Chardonnay 2007: An exceptionally well-balanced wine with ripe flavours and fresh aromas... 2 Bourgogne Pinot Noir 2007: A juicy, smooth wine made from the Pinot Noir grape... 2 Valpolicello Ripasso 2006: Aged in oak barrels for extra hints of spice and toast... 2 Hunter Valley Shiraz 2007: A ripe, rich character aged in oak barrels for extra depth of spicy flavour... Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Round Toe Slingback Shoes, at Marks and Spenser
Round toe Faux snakeskin strap Patent trim Slingback style Buckle fastening Heel height: 85mm Comes in sizes 3-8, including half sizes

Pure Cotton Chocolate Blocks Design Towel, at Marks and Spencer
Chocolate blocks design, Manufacturer: Marks & Spencer

Classic Chocolate Rose Cake, at Mark & Spencers
Serves 144 Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Cake weight 5.45kg. Can be eaten up to 5 days after collection Chocolate cake: A rich chocolate cake filled with milk chocolate ganache. Cake weight 5.45kg. Can be eaten up to 5 days after collection Choose from milk chocolate or white chocolate icing Set of three cakes: Small diam 15cm, Medium diam 20cm, Large diam 25cm Total cake height: 26.5cm (each tier H6.5cm) Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 59 of the Food to Order brochure Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores

Bold Floral Wallpaper, at Marks and Spenser
Manufacturer: Marks & Spencer

Charles Freminet Brut Champagne NV - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Pinot Noir, Pinot Meunier & Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Stripe Design Shirt, at Marks & Spensers
Stylish and contemporary, this pure cotton stripe design shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else

Collezione Luxury Pure Wool Fine Stripe Trousers, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Limited Collection Cotton Rich Short Sleeve T-Shirt, at Marks and Spencer
For casual elegance, you can't beat this round neck top. A great value cotton rich essential

Autograph Multi Bar Cufflinks, at Marks and Spencer
Provide the perfect finish to your smart attire with the elegant design of these sophisticated cufflinks

Autograph Hair & Body Wash, at Marks & Spenser
200ml

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Home Insurance than you will anywhere else, and you may even pay less with M&S.