Besides Marks and Spencers Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Total Support Front Fastening Bra, at Marks and Spencer
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to it's front fastening and extra wide shoulder straps

Waxed Broad Brim Summer Hat, at Marks and Spencer
Express your stylish side with this wide brim hat

My First Nursery Rhyme Book, at Marks and Spencer
Suitable for ages 0-3 years Classic nursery rhymes to share This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Cotton Blend Short Sleeve Hello Kitty Top, at Marks and Spencer
Fans of Hello Kitty will love this cotton top featuring the popular character. A practical, easycare style.

Elephant Comforter Soft Toy, at Marks and Spenser
Suitable for ages 0-3yrs Comes with the napkin shown This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Floral Design Push Up Multiway Bra, at Marks and Spencers
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Drum Stool, at Marks&Spencer
H46 x D36cm Drum shape Wood markings Made predominantly from mango wood Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S High Gloss Black Flat Panel TV Stand up to 52'', at M & S
Supports flat panel LCD and plasma TVs up to 52" Clear, tempered safety glass shelves Fits up to 4 audio video components and a center channel speaker Includes a cable management system to hide wires and interconnect cables Metallic black finish Scratch resistant, powder-coated steel framing Top shelf weight capacity: 56.7kg Lower shelves weight capacity: 22.7kg Overall dimensions: H61 x W127 x D53.3cm Top shelf dimensions: W127 x D40.6cm Middle shelf dimensions: H25.4 x W106.7 x D38.1cm Lower shelf dimensions: W106.7 x D45.7cm Boxed delivery - self-assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Geoff Merrill Three Virgos Cabernet Sauvignon 2004 - Case of 6, at Marks & Spencer
Style: Full bodied Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years Stormwear™ Pure Cotton Trench Coat, at Mark & Spencers
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Nutcracker, at Marks n Spencer
Metallic finish Hinged, Manufacturer: Marks & Spencer

Limited Collection Low Strap Shoe, at Marks & Spencer
Round toe Mid heel Buckle fastening Comes in sizes 3-8, including half sizes

5 Luxury Pure Cotton Check Handkerchiefs, at Marks & Spensers
Luxuriously soft handkerchiefs in pure cotton

Pin Dot Underwired Padded Multiway Bra, at Marks & Spencer
Smooth and versatile, this pin dot bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Dualit Blender - Cream, at Marks&Spencer
1.5 litre jug capacity Variable speed control 500 Watt heavy duty motor Removable blades for user safety and ease of cleaning Patented safety interlock system for blades - prevents the blades from rotating unless both glass jug and lid are in place Pulse/turbo feature Ice-crushing/smoothie function Cord storage Removable component in the lid which acts as a measuring cup for small quantities of ingredients Non-slip suction feet Weight: 5 kg Dimensions: W16 x H37 x L21 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Check Design Dress with Wool, at Marks & Spensers
Chic and stylish, this draped dress makes a great choice for work or smart occasions. It's machine washable for added convenience

Cats Photographic Calendar, at Marks and Spencer
Month-to-view Approx. size: 225 x 390mm

The Floral Collection Iris Moisture Rich Hand Wash, at Marks & Spencers
Handwash Moisture rich 250ml

Assorted Stripe Throw, at Marks & Spensers
Assorted stripe design Tasselled trim, Manufacturer: Marks & Spencer

Classic Collection Waterfall Jersey Top, at Marks & Spenser
Ideal for everyday wear, this smart top is made from soft easycare fabric and the fit is comfortable and flattering. A fashionable and practical style

Detroit Console Table, at Marks & Spensers
H76 x W120 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Drawer boxes made from solid European hardwood. Draw fronts made from oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Linen Blend Floral Print Jacket, at Marks & Spensers
Smart and modern, this luxurious linen blend jacket is cleverly cut for a flattering fit. A large floral print adds a stylish finish

Fairtrade Pure Cotton Short Sleeve Top, at Marks and Spencers
2 for 8 offer excludes items in the sale Look below to see a video clip about Fairtrade This stylish longer length short sleeve t-shirt is a good deal for you and for our Fairtrade farmers. It's made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

Liquid Concealer, at Mark's & Spencer
Conceals dark circles and hides blemishes Hypo-allergenic 6ml

4 Neutral Dot Stacking Mugs, at Marks and Spencer
Pack of 4 mugs Includes stacker Dot design Contrast trim and handle, Manufacturer: Marks & Spencer

Life Of Love Necklace, at Marks & Spencer
Clasp fastening Heart pendant Necklace length 41cm, extendable by 8cm

Pure Cotton Stripe Pyjama Bottoms, at Marks & Spencer
Pretty and feminine, these stripe pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Vintage Style Congratulations Birthday Card, at Marks & Spensers
Cover text: Congratulations 1 year older, One less to worry about, Let's Celebrate! Inside message: Happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Per Una Floral Lace Padded Underwired Bra, at Marks and Spencer
Feminine and delicate, this stylish bra is beautifully embellished with floral embroidery. The padded underwired style gives maximum uplift and a fuller shape. Pretty everyday fashion

Girls' Limited 2 Piece Pure Cotton Butterfly Top, at Marks&Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."