There are lots of ways to save money using M&S Money Direct. Not least of these is Marks&Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Per Una Stripe Bolero with Vest, at Marks and Spencer
A fashionable 3/4 length sleeve bolero with stripe design. It comes with a matching plain vest

Stretch Cotton Belted Skinny Jeans, at Marks and Spenser
These skinny jeans in stretch cotton are great value. A practical, easycare style

Ceriso Essentials Floral Embroidered Shorts, at Marks & Spenser
Flirty and fashionable, these modern shorts feature intricate contrasting floral embroidery. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Per Una Knitted V-Neck Top & Stripe Scarf, at Marks & Spenser
A fashionable knitted v-neck top featuring a lace trim neckline. Comes with scarf shown in the photograph

Autograph Sateen - SATEEN STRIPE DC, at Marks and Spencer
Manufacturer: Marks & Spencer

Sony Bravia 32'' KDL-32V5500 HD Ready LCD TV, at Marks & Spensers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 32 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 60000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W79.8 x H58.4 x D25.9cm, without table stand: W79.8 x H53.6 x D8.9cm Weight: weight inc. stand 14.5kg, weight without stand 12kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S 1.5m Nickel-Plated Scart Cable, at Marks & Spensers
1.5 metre cable Nickel-plated Suitable for audio and visual devices Allows you to connect your TV to devices such as DVD, VCR, satellite and games consoles M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Salads For Summer, at M & S
"Take the worry out of healthy menu planning with this collection of fresh, fast and simple salads for all occasions. You'll find tantalizing ideas for vegetable, fruit, meat, poultry and seafood salads that require minimum effort for maximum results. All the classic recipes are included, plus plenty of tempting new ideas, making this the most useful salad book to have in your kitchen."

Long Sleeve Open Front Longline Cardigan, at M & S
Smart and stylish, this cardigan features an open front. A contemporary look that will take you through the season in style

Bugs in Boots Age 3 Birthday Card, at Mark's & Spencer
Cover text: 3 Inside message: Happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Handcrafted Pink Blossoms Large Mother's Day Card, at Marks & Spencers
Cover text: To a Special Mum Inside message: Just to say how special you are to me Approx size: Unfolded: 220 x 220mm

Adored Floral Embroidered Non Padded DD-G Bra, at MarksandSpencer
Delicate and stylish, this embroidered bra is exceptionally comfortable. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Ashbourne Armchair AU09 Newness, at Marks and Spencers
Manufacturer: Marks & Spencer

Compact Umbrella with Built In Light, at Mark & Spensers
Lightweight and easy to carry, this slimline umbrella provides you with effective protection from those sudden downpours and even has a built in light for those dark nights

Marge Simpson Mother's Day Card, at Marks & Spenser
Cover text: Mum, I really hope I follow in your footsteps... Inside message: ...I'm just sorry you have to clean up after mine! Approx size: 230 x 114mm THE SIMPSONS ™ & 2006 Twentieth Century Fox Film Corporation. All Rights Reserved

Per Una Eyeliner Pen, at Marks and Spencers
Liquid eyeliner pen Hypo-allergenic Felt Liner eye pen

Cotton Rich Long Sleeve 1984 Hooded Top, at Marks & Spencer
Soft and comfy, this fashionable hooded top is outstanding value. A practical easycare style

Fresh Rose Refresher Oil, at Marks and Spencer
Refresher and burner oil 15ml, Manufacturer: Marks & Spencer

The Dark Knight DVD, at Mark's & Spencer
Release Date: 2008-12-08, Rating Suitable for 15 years and over,

Footglove™ Knee High Leather Boots, at MarksandSpencer
Round toe Mid heel Pull on straps Leather uppers

Beau Moulin Blanc 2008 - Case of 12, at Marks and Spencers
Grape variety: 50% Ugni Blanc, 30% Maccabeu, 10% Grenache Blanc, 10% Vermentino Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Double Cut Floral Glass Vase, at Marks and Spencer
Fluted spout Floral design Thick base W14.5 x D14.5 x H20cm, Manufacturer: Marks & Spencer

3 Authentic Woven Pure Cotton Assorted Boxers, at Marks n Spencer
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Footglove™ Leather Widefit Wedge Pumps, at Marks and Spencer
Round toe Stitch detail Slip-on Wedge low heel Wide fit Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Per Una Crochet Bikini Top, at Marks and Spencer
Modern and colourful, this flattering bikini top is designed in the latest shape. The ultimate in poolside glamour

2 Classic Underwired Bra, at MarksandSpencer
Soft and comfortable Feminine and prettY Smooth and versatile, this pack of 2 underwired bras are great value. They're designed to give gentle support and a flattering fit

Bright Prints Range Slim Notebook & Pencil, at M+S
Contains: 1 notebook and 1 pencil Check design Approx size: 215 x 87mm

Pastel Circles Thank You Cards - Pack of ten, at Marks and Spenser
Contents: 10 cards, 1 design Cover text: Thank you Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

Corkscrew, at Marks & Spencers
Rubber grips This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Monroe Bedstead with TV Option, at M&S
Headboard H102cm, endboard H96cm, underbed H13cm Double: W144 x L246cm King: W159 x L256cm Super king: W189 x L256cm Upholstered with real leather Mattress sold separately Designed for use with M&S 26'' and 32'' TVs and Sony Bravia 32'' 3000S & 3000D. Maximum TV depth: 115mm. Other makes and models may not attach to the rise/fall mechanism TV and DVD player sold separately Scart leads sold separately (5m lead recommended) TV requires a 3-plug extension lead to connect to fixed plug socket. Extension lead sold separately. (5m lead recommended) TV requires an aerial cable to connect to the aerial socket in the room. Aerial lead sold separately Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size This product is not available for international delivery. Find out more Access to scart sockets is hindered by the rise/fall mechanism of this bed. M&S recommends that customers have 2 scart leads available for installation by the delivery team in case a DVD player or cable TV box is desired at a later date Customers should consider the position of TV aerial connections and power source in the room, Manufacturer: Marks & Spencer

Besides Marks & Spencers Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.