M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks & Spenser Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Per Una Supersoft Cat Mule Slippers, at Marks and Spencer
Mule style Round toe Flat sole Cat embellishments Contrast lining

Secret Support™ Slip on Boots, at Marks and Spencers
Round toe Faux fur lining and trim Slip on Flat sole

Sweet Bergamot Pot Pourri Bag, at Marks and Spencers
Sweet bergamot fragrance, Manufacturer: Marks & Spencer

Darting Estate Scheurebe Beerenauslese 2005 - Case of 6, at Marks and Spencer
Style: Sweet dessert wine Grape variety: Scheurebe Country of origin: Germany Closure: Natural cork Suitable for vegetarians Bottle: 6 x 50cl. Alcohol by volume: 9.5% vol. Alcohol units per bottle: 4.6 Alcohol units per 125ml: 1.2 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Detachable Faux Fur Hooded Parka, at Marks and Spencer
A cosy funnel neck jacket featuring a detachable faux fur hood.

3 Pure Cotton Tonal Stripe Tea Towels, at Marks & Spencer
Pack of 3 Tonal stripe design Straight edge, Manufacturer: Marks & Spencer

Flowers by Post - 14 Exotic Orchids, at Marks and Spenser
These 14 vibrant dendrobium orchids offer a touch of eastern charm. Flowers by Post is a great value way to spoil someone you know - or yourself

Scoop Neck Floral Print Hooded Top, at Marks & Spencers
Fashionable and contemporary, this hooded top is a comfortable style essential. The stripe floral print adds a fashionable touch

Exotic Flower Gift Card, at M&S
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Per Una Roma Wide Leg Centre Crease Trousers, at Marks and Spencer
A smart pair of wide leg trousers in a soft stretch fabric featuring a centre crease and jet pockets

Airflex™ Wide Fit Raised Suede Lace Up Shoes, at Marks & Spencer
Square toe Stitch detail Lace up Block heel Lightweight, flexible and durable Unique Airflex™ airflow system for unbeatable comfort Wide fit

Big & Tall Stormwear™ Single Pleat Trousers, at Marks and Spencer
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Autograph Weekend Pure Linen Pleated Neck Top with Belt, at Mark's & Spencer
Comes with belt shown in image Part of Autograph Weekend's Summer Escape trend, featuring crisp separates in cool, sophisticated white and shades inspired by nature. A laid back, luxurious look

Perfect 2 Autograph Plain Trunks, at Marks and Spencers
Made from soft, stretchy microfibre, these fit like a second skin and have supersoft seams to reduce irritation. Perfect comfort, all day every day

7 Denier Sheer Body Shapers, at Mark's & Spencer
Always look your best under that special dress by lifting, shaping and defining your figure with these great body shaper tights

Zip fastening Washbag, at Marks & Spensers
Stylish and practical, this washbag is a well designed travel essential

Sony 32GB WALKMAN® MP3 Player, at Marks & Spencers
Digital Noise Cancelling delivers amazing audio fidelity while blocking out external ambient noise (total suppression ratio of 17dB / 98%) Select Noise Cancelling manual settings for bus, plane, train or office to match your environment; or Quiet Mode for any usage S-Master Digital Amplifier for crystal clear sound with no distortion or analogue signal errors - putting you centre-stage in the studio or concert hall Clear Audio Technologies reproduce sound that's as true to the original source as it can be, for a mind-blowing listening experience Clear Stereo and Clear Bass deliver a perfectly precise and clear sound, cutting out audio distortion whatever the volume DSEE restores sound quality lost during file compression, recreating high frequencies as close to the original recording as possible 13.5mm EX earbud headphones for balanced rich sound quality, with unique closed and air-tight fit giving you deeper bass Five band equaliser and VPT to customise music settings Open format support for all major file types includes MP3 / MP4 / WMA / AAC / Linear PCM / AVC / WMV / JPEG 3" full colour OLED touchscreen display for razor-sharp, ultra-bright video playback in incredible detail and clarity (WQVGA 432x240 pixels / 262,144 colours) 32GB storage holds up to 8,000 tracks (128kbps mp3) or over 120 hours video playback (at 384kbps) OLED (Organic Light Emitting Diode) technology for 100% colour reproduction, 10000:1 contrast ratio and wider viewing angles (up to 180 degrees) OLED technology for super-quick response times (0.1ms) - giving you breathtaking results on screen, even with fast-moving action scenes like sports Continuous playback for 33 hours of music and 9 hours of video Hi-speed USB port, and easy charge (3 hours full charge) Music searching by album, artist, genre, release year, playlists and folder Video playback includes scene scroll, to stop and start content using intelligent touchscreen technology Put your own soundtrack to photo playback, and create your own wallpaper using stored images Import, preview and transfer music, photos and videos straight from your computer to your WALKMAN player with Content Transfer software Quick start guide, USB cable, audio input cable and plug adaptor for in-flight use supplied Dual hybrid touchscreen and button operation, for easy control on the move Pre-installed and customisable wallpaper graphics Surf the web with built-in Wi-Fi: On-board connectivity lets you stream YouTube™ clips and podcasts

Footglove™ Widefit Leather Interweave T-Bar Sandals, at Marks & Spencer
Open toe Interweave strap design T-bar style Buckle fastening Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Widefit feature Comes in sizes 3-8, including half sizes

Pure Cotton 3/4 Sleeve Geo Print Top, at Marks & Spensers
This 3/4 sleeve top will make a useful addition to your wardrobe. It features pretty geo print for a stylish casual look

Blue Harbour Pure Cotton Corduroy Trousers, at Marks and Spencer
Relaxed and comfortable, these smart casual cords are made from pure cotton and feature front and rear pockets

Linen Blend Wide Leg Trousers, at Marks and Spencer
Flattering and feminine, these wide leg trousers are made from a cool linen blend. Added stretch gives the perfect fit. A look that's always in style

Mirrored Collection Console Table, at Marks and Spencer
H78 x W122 x D35cm Mirrored effect Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Quick Iron Button Down Stripe Shirt, at Marks and Spenser
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Marble Collection Soap Dispenser, at Marks & Spencer
Pump action Marble design, Manufacturer: Marks & Spencer

Autograph Pure Silk Spot Check Tie, at Mark's & Spencer
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Leather Hip Wallet, at Marks and Spencers
Stylish and practical, this leather wallet is outstanding value

Large Print Crossword Book, at M+S
There are 160 straight forward crosswords in this brand new book. Whether you have only a few moments, or hours to devote to your favourite puzzles, these crosswords will challenge and entertain you

Floral Polka Dot Wedding Guest Book, at Marks and Spenser
Wedding guest book Gift box Guest book: H210 x W290mm Gift box: H225 x W305mm

Sprung-Edge Non-Storage Divan & Autograph M500 Mattress - Medium, at Marks&Spencer
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Metallic Cleo Ring, at Mark's & Spencer
Chunky design Metallic finish Plain Abstract shape

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.