M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Little Acorns New Baby Card, at Marks and Spencer
Cover text: New Baby Inside message: Blank for your own message Approx size: 230 x 230mm

Stainless Steel Avocado Slicer, at Marks & Spensers
Looped handle for hanging storage L21cm, Manufacturer: Marks & Spencer

15 Denier Ladder Resist Shine Toe Tights, at Marks & Spencer
An M&S exclusive. Extra stretch is added to every stitch of these sheer shine tights to stop ladders from forming

Athenian Column Table Lamp, at Marks and Spencer
Antique brass finish Parchment style shade Column detail stem Square base Resin base H57 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Heart Print Dressing Gown, at Marks and Spenser
Wrap up and relax in this soft dressing gown featuring cosy heart print for a pretty look

Disney Fairies Jewellery Beads Kit, at Mark & Spensers
Suitable for ages 5+ Includes assorted beads and fairy charms Disney This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Floral Print Shirt, at Marks & Spencer
Relaxed and stylish, this floral print shirt is made from pure cotton so it feels soft and comfortable to wear

Ombre Style Sunglasses, at Marks and Spenser
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Superhero Logo 30th Birthday Card, at Marks and Spencers
Approx. size: 150 x 150mm Cover text: Have a super 30th Inside message: Blank for your own message

Per Una Tassel Trim Chenille Scarf, at M & S
Sure to become a favourite you'll wear all the time, this warm scarf in soft chenille features a funky design for a fab modern look.

5 Younger Boys' Assorted Socks, at MarksandSpencer
The stripe and argyle design adds a stylish touch to these comfortable socks

Airflex™ Comfort Side Stripe Mudguard Trainers, at Marks & Spencer
Round toe Stitch detail Lace-up Fresh Feet antibacterial lining for odour free feet Lining absorbs moisture so feet stay dry Unique Airflex™ airflow system for unbeatable comfort Lightweight, flexible and durable Heel cushion and arch

Short Sleeve Frill Front Shirt, at Mark & Spensers
Smart and stylish, this spot print shirt features a stunning frill front design. A sophisticated new look, perfect for this season

Medium Wine Glass, at Marks & Spencers
32cl H21.5cm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Mini Check Shirt, at Marks & Spencer
Smart and stylish, this long sleeve shirt is made from cool comfortable cotton and features mini check design

Standard Outdoor Barrel, at Marks & Spensers
This square wooden barrel is packed with marguerite, elwoodi, petunia and hedera. A charming planter, ideal for brightening gardens, courtyards or patios Available for delivery from 28th April to 30th September 2009

Cropped Peplum Cardigan with Wool, at Marks & Spenser
A touch of wool adds warmth and softness to this fashionable cropped peplum jacket. A flattering modern look

M&S Wi-Fi Portable Splashproof Internet Radio, at Marks and Spencer
Easy access to over 1100 internet radio stations from around the globe Rechargeable NiMH battery pack Media streaming of MP3/WMA/Real Audio files from mac or PC Podcast and 'listen again' service compatible Connect to internet via built-in Wi-Fi Splashproof for bathroom and garden use Mains or 6 hour internal battery power Firmware upgrades via internet AUX-IN for MP3 player connection Compact remote control Frequency ranges: 802.11b/g. Band III 174-240 Mhz FM 87.5-108.5 Wi-Fi audio files format support: MP3, WMA, Real Audio, WAV, AIFF, AU and AAC-MPEG 4 Speaker: full range 2'' neodymium drive unit, 6 watt class D amplifier Connectors: 3.5mm headphone, 3.5mm AUX IN Presets: 5 internet radio, 10 FM radio presets LCD display: 2 x 16 character LCD display Power supply: 240V AC to 12V DC external power adaptor Dimensions: H167 x W103 x 97mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Earth Spa Himalayan Rock Salt Body Scrub, at Marks & Spensers
350ml To replenish and pamper

Autograph Small Metal Lantern, at Mark's & Spencer
Hanging loop Use with t-lights or small candles H23 x W10.5 X D11cm, Manufacturer: Marks & Spencer

Canon IXUS 100 IS Digital Camera, at Marks and Spenser
Pixels: 12.1 megapixels Zoom: 3.0x optical zoom, 4x digital zoom Screen: 2.5'' PureColor LCD II ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W87.0 x H54.5 x D18.4mm Weight: 115g Motion Detection Technology: Eliminate blur by compensating for subject motion and camera-shake PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC 4 processor drives exceptional processing speeds, responsive operation, superb image quality and colour reproduction. Richly detailed, cleaner images, even at high ISO speeds, are the result of advanced Noise Reduction Shooting Modes & Special Scenes: 14 shooting modes include Special Scenes like Sunset, Portrait and Kids & Pets, which make it easy to get great results in common shooting situations. My Colors in-camera photo effects such as Black & White can be applied during shooting i-contrast: Canon's i-Contrast feature offers improved contrast and greater detail in tricky lighting conditions HD movies in stereo: Create smooth, high quality movies in high definition (1280x720, 30fps), then connect the optional HDMI cable for playback on HD widescreen TVs System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

In Bloom Orchid & Vanilla Foaming Bath Elixir, at M&S
Orchid and vanilla fragrance Moisture rich Foaming bath elixir 200ml This product is not available for international delivery. Find out more

Per Una Open Front Asymmetric Drape Cardigan, at M&S
A stylish open front asymmetric cardigan in soft fabric featuring angular ribbed trim

Portfolio Wrap Tie Cardigan, at Marks & Spensers
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Classic Collection Pure Merino Wool Cardigan, at Marks and Spencers
Warm and cosy, this pure new wool stylish cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Handcrafted Photographic Anthony Bear Valentine Card, at Marks & Spencer
Cover text: Be my Valentine Inside message: Guess who? This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 230 x 114 mm

Newborn 3 Piece Gnome Outfit, at Marks and Spencer
Ideal for new arrivals, this cute and practical set contains: top, jacket and trousers. A great value pack in soft comfy cotton rich fabric

Autograph Weekend Cotton Rich Check Shirt with Silk, at Marks&Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Per Una Floral Lace Underwired DD-G Bra, at Marks & Spencer
Flattering and comfortable, this bra is specially designed for fuller busts. The push up style gives gentle support and a flattering enhanced cleavage

Autograph Cross Strap Lace Back Sandals, at Marks and Spencer
Open toe Cross strap with buckle fastening Lace back detail High heel Heel height: 9cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Besides M&S Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.