Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Fashion Denim Zip Cropped Trousers, at Marks & Spencers
Fresh and fashionable, these denim cropped trousers look chic with wedges, sandals or flat pumps. Zip pockets add an extra touch of style

Perfect Portfolio Cluster Trim Pumps, at Marks and Spencer
Square toe Cluster and bow feature Square heel Slip-on Comes in sizes 3-8, including half sizes

Autograph Gift Set, at Marks and Spenser
Contains: Autograph eau de toilette 30ml Autograph hair and body wash 30ml Autograph Sports eau de toilette 30ml Autograph Sports hair and body wash 30ml

Triple Bead Drop Earrings, at Mark & Spencers
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Zip Funnel Neck Jumper with Wool, at Marks and Spencer
Fashionable and contemporary, this zip funnel neck jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Mock Vest T-Shirt, at M&S
Fun and fashionable, this mock-layer t-shirt in a soft cotton is a practical easycare style

Sony DPF-D70 Digital Photo Frame, at Marks and Spenser
Display: 7 inch photo-quality LCD screen. Actual viewing area: 152 x 91mm Features: Intelligent orientation sensor automatically rotates picture for correct viewing with frame in landscape or portrait positions. Choice of Slideshow modes or clock display Connectors: Multi-card slot accepts Memory Stick, Memory Stick Duo, SD, MMC, CompactFlash, MicroDrive or xD media Image Transfer: Easy transfer of images from connected PC to photo frame's internal memory with no software required Memory: 256MB internal memory stores up to 500 pictures: Auto size adjustment re-scales large files for increased album capacity Accessories: Wireless remote commander and AC power adaptor M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Older Boys' Pure Cotton Skating Bart Shorties, at Marks and Spencer
A must for fans of The Simpsons, these shorties feature Bart skating

Walkmates Floral Design Leather Shoes, at Marks and Spencer
Floral design Stitch detail Riptape fastening Flat sole

Pure Cotton Camouflaged Shorts with Belt, at Marks & Spencers
A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature a stylish camouflaged print. A fashionable, easycare style

F200 Pocket Sprung Memory Foam Mattress with Coolmax°, at M&S
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Spring count: 930 Individually pocketed springs Deep layer of memory foam Coolmax stretch knit cover helps regulate body temperature and adds a soft feel Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Stripe Trousers, at Marks&Spencer
Smart and stylish, these straight leg stripe trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Panelled Lace-Up Trainers, at Mark & Spencers
Round toe Lace-up Stitch detail Panelled design Flat sole

Handcrafted Photographic Roses with Legs Card, at Marks & Spencers
Cover text: none Inside message: Happy Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

5 Younger Girls' Funky Animal Print Ankle Socks, at Marks & Spencer
Stock up on stylish essentials with this pack of 5 funky animal print socks

Shell Scarf Jumble Necklace, at Marks & Spencer
Faux shell beads Long length Multi strand design Button loop fastening Length: 62cm

2 Pairs of Younger Boys' Disney Cars Socks, at Marks and Spencer
A must for fans of Disneys Cars these cotton blend socks feature the popular character

Siemens Built-In Induction Hob EH775501E, at Marks & Spencers
H60 x W575 x D505mm Black ceramic glass hob with stainless steel trim Four induction zones with boost function LED display Front-mounted electronic controls 17 temperature settings including 'keep warm' setting Residual heat indicator for each zone Automatic safety cut-out and emergency stop facility Child lock 2-year guarantee This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Kitchen 1000mm 3 Drawer Base Unit, at Marks and Spencer
H87.5 x W100 x D52cm Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Boys' Union Jack Swimming Shorts, at Marks and Spencer
These Union Jack shorts are sure to make a splash. The contrasting drawstring waist helps give a secure fit. Fashionable, practical and easycare

Collezione Pure New Wool Soft Ribbed Trousers, at Mark & Spencers
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Single Pleat Straight Leg Trousers with Wool, at Marks & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

2 Pure Cotton Long Sleeve Tree T-Shirts, at Marks and Spenser
Fun and practical, these cute t-shirts feature embroidered motifs. They are made from soft cotton to keep him comfy

Big And Tall Luxury Wool Double Breasted Jacket with Cashmere, at Marks and Spencer
Specially proportioned for big and tall men, this double breasted jacket is designed to give a flattering, comfortable fit

Autograph Pure Cotton Nautical Print Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

The Floral Collection Magnolia Hand & Nail Cream, at M&S
Hand and nail cream Moisturising 100ml Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Magnolia Liliflora (Magnolia), Polysorbate 60, Glyceryl Stearate, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Parfum, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Triethanolamine Propylparaben, Xanthan Gum, Benzophenone-2, Propylene Glycol, Sorbitol, Amyl Cinnamal, Benzyl Salicylate, Butylphenyl Methylpropional, Cinnamyl Alcohol, Citronellol, Eugenol, Geraniol, Isoeugenol, Linalool, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben, CI 19140, CI 14700

Mirrored Placemat, at Marks & Spencer
Rectangle shape Mirrored design Plain, Manufacturer: Marks & Spencer

Autograph Body Spray, at Marks and Spencer
Spray deodorant 150ml This product is not available for international delivery. Find out more

Big and Strong Dad Birthday Card, at Marks & Spencer
Cover text: You can't grow up to be big and strong without a brilliant Dad Inside message: Happy birthday Approx. size: 150 x 150mm

Griffin Wave Case for iPhone, at M&S
The unique wave-shaped closures on the sides make a design statement in style as well as functionality, in this protective case for iPhone. The overlapping curves of the closure provide maximum surface area to lock together securely. The included rigid screen protector defends your touchscreen, but allows complete control of your iPhone

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.