There are lots of ways to save money using M&S Money. Not least of these is MarksandSpencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M&S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Blue Floral With Love Mum Birthday Card, at Marks & Spencers
Cover Text: With love Mum Inside Message: Have a fantastic day Approx Size: 220 mm x 220 mm

Floral Cosmetic Purse, at Marks & Spencer
Matching mirror Floral detail

Bare Cooling Tights, at Marks & Spencer
Never lose your cool again in warmer weather with our Bare Cooling tights. Crafted from a revolutionary Japanese yarn, their incredibly lightweight design releases a cooling sensation to your legs as you wear them

Pure Wool Fine Stripe Rug, at Marks and Spencers
Rectangle shape Stripe design, Manufacturer: Marks & Spencer

50/50 Embroidered Silver Ribbons Bedset, at MarksandSpencer
Embroidered silver ribbon design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcase King size set includes duvet cover (5ft) and 2 pillowcase, Manufacturer: Marks & Spencer

Pinwheel Bedset, at Marks and Spenser
Embroidered pinwheel design Single set includes single duvet cover and 1 pillowcase Double set includes double duvet cover and 2 pillowcases King size includes king size duvet cover and 2 pillowcases Super king size includes super king size duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Hanging Bag & Cosmetic Purse Set, at Marks & Spencer
2 piece set Hanging bag with multi compartments Cosmetic purse with zip fastening Plain

Moisturising Opaque Tights, at Mark's & Spencer
Bodysensor tights keep you warm when it's cool and cool when it's warm. The innovative technology helps to move moisture away from your skin for the ultimate in comfort

Single Breasted Mid Length Belted Mac, at Mark & Spensers
Practical and fashionable, this water resistant mac features a single breasted design and button down notch lapel. Perfect for drizzly days, it can be accessorised with a rain hat or umbrella to see you through the season in style

Firm Control Cotton Rich Thigh Slimmer, at Mark & Spencers
Look slimmer in seconds! These clever slimmers gently shape tums, thighs and bums for a smooth, sleek silhouette

Pure Cotton Short Sleeve Pyjama Top, at Marks and Spencer
Pretty and feminine, this short sleeve pyjama top is made from soft breathable cotton for a comfortable night's sleep

Graphic Birds & Flowers Mother's Day Card, at Marks and Spenser
Cover text: Happy Mother's Day Inside message: With Love Approx size: Unfolded: 178 x 126mm

Underwired High Impact Sports Bra, at Marks & Spensers
Offering the superior support and control you need for those high energy workouts. This high impact sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Classic Collection Poppy Print Skirt, at Marks and Spencer
Elegant, stylish and comfortable, this maxi length pull-on skirt is finished with poppy print design. The ideal match for blouses and fine knits in coordinating colours

Cotton Rich Stripe Hooded Top, at M&S
Smart and stylish, this hooded top features a stripe design and heart shape motif

Blue Harbour Linen Blend Short Sleeve Shirt, at Marks and Spencer
Relaxed casual style for less! This cotton and linen shirt is outstanding value

Disney Pixar The World of Cars Activity Case, at Marks and Spencer
Cool cars board game Press-out pieces and spinner Fact and activity book Disney / Pixar, Manufacturer: Marks & Spencer

Pure Cotton Thomas & Friends© Short Sleeve Stripe Polo Shirt, at Mark's & Spencer
Fans of Thomas & Friends will love this cotton polo shirt featuring Thomas. A practical, easycare style

Flowers Birthday Cake, at Marks and Spencer
25 portions Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Sponge cakes can be eaten up to 5 days after collection Cake Diam: 22.5cm 1.8kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Younger Boys' Pure Cotton Camouflage Hat, at Mark's & Spencer
Add a stylish finish with this camouflage pull on hat

Viva Coffee Table & Nest of Tables Set, at Marks & Spensers
3 piece set Coffee table: H40 x L85 x W50cm Nest of 2 tables: H47 x W51 x D40cm (largest table) Made from steel with a nickel finish Shelves are made from safety-tested toughened glass Delivered flatpack due to size. Delivered boxed to your door. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Cotton Rich Stripe & Plain Cropped Leggings, at Marks & Spencer
Soft, stretchy and comfy, these fashionable cotton rich leggings are a wardrobe essential.

Penny Sweet Drop Earrings, at Marks and Spencers
3 bead drop Hook fastening Drop style

Pure Cotton Floral Embroidered Lace Trim Cushion, at Marks&Spencer
Rectangular shape Embroidered flower design Lace trim detail Dimensions: H30 x L40cm, Manufacturer: Marks & Spencer

2 Older Boys' Pure Cotton Assorted Baseball Caps, at M&S
Casual and fashionable, these baseball caps feature a stunning floral print design

Per Una Leather T-Bar Gladiator Sandals, at Marks and Spencer
Open toe Ring and bead detail T-bar style Buckle fastening Flat sole Comes in sizes 3-8, including half sizes

Natural Duvets - 9.0 COOL COT DVT, at Marks and Spencers
Manufacturer: Marks & Spencer

Pure Silk Abstract Print Lightweight Scarf, at Mark & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk abstract print scarf. The perfect accessory to this season's styles

Adored Comfort Pansy Lace Shorts, at Marks and Spencer
Delicate and pretty, these briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The modern shorts style gives a flattering shapely fit. Feminine everyday lingerie

The Floral Collection Magnolia Soap, at Marks & Spencer
3 x 75g Magnolia scented Added moisturisers

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.