M+S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

There are lots of ways to save money using M&S Financial Services. Not least of these is Mark & Spensers Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Older Boys' Pure Cotton Transformers Bumblebee Shorties, at Mark's & Spencer
A must for fans of Transformers these pure cotton shorties feature the popular character Bumblebee

Philips ID9372B Cordless Phone with Answering Machine, at Marks and Spencers
250 name and number phonebook 50 SMS storage capacity 30 call log entries 15 minutes recording time Plug and play answering machine Call waiting Tone and pulse dialling Enhanced speakerphone for real-life hands-free conversations Free intercom Registers up to 4 handsets to one base White backlit inverse display SIM-card copying facility GAP compatible Caller ID and microphone mute feature

Paint Your Own Mug Thank You Teacher Gift, at Marks & Spencers
Pack contains: Mug, 4 paints, paintbrush, instructions and cut-out coaster Approx. size: Mug height 95mm

Autograph Contrast Border Holiday Hat, at Marks and Spencers
Classically stylish, this contrast border hat is sure to turn heads!

Autograph Mousse Eye Shadow, at Marks & Spencer
4ml Hypo-allergenic

Stormwear™ 3 in 1 Hooded Parka, at Marks and Spenser
Smart and modern, this 3 in 1 parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

2 Pure Cotton Long Sleeve Stripe Tops, at Marks & Spenser
Cute and comfy, these fashionable tops are made from soft cotton

M&S 5.2L Slow Cooker, at M&S
5.2 litre capacity 3 settings - low, warm and high Toughened glass lid Cool to touch handles Oval shape M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Grandad Armchair Card, at Marks and Spencer
Cover text: Greatest Grandad Inside message: Happy Birthday FSC: This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future Approx. size: 175 mm x 126 mm

Toy Torch, at Marks and Spencer
Plastic Wide handle Bulb and LED lights Battery operated Suitable for ages 3-6 years H21 x L25 x W12cm, Manufacturer: Marks & Spencer

Girls' Fashion Schoolwear - Drop Waist Belted Skirt with Stain Defence™, at Marks & Spencers
Smart and stylish, this fashionable belted skirt is treated with Stain Defence™ technology which helps repel everyday stains

Autograph Flock Stripe Low Rise Shorts, at Marks and Spencer
Stunningly stylish, these flattering shorts feature a delicate pleated skirt design. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Pure Linen 3/4 Sleeve Pintuck Top, at Marks & Spencer
Elegant and stylish, this open neck collar top features a striking pintuck detail for a fabulous feminine look

Girly Images Multipack of Card, at Marks & Spencer
Cover text: Design 1 - happy birthday Design 2 - birthday girl Design 3 - just for you Inside message: blank for your own message Pack contains: 9 cards, 3 designs Approx size: 120 x 120mm

Tear Drop Gemstone Photo Frame (4 x 6"), at M&S
Rectangular frame Tear drop gemstone design Aperture: 10 x 15cm (4 x 6'') H12 x W17 x D2cm, Manufacturer: Marks & Spencer

Indian Summer Pure Cotton Sequin Stripe Table Runner, at M & S
Sequin detail Stripe design Dimensions: L230 x W33cm, Manufacturer: Marks & Spencer

Autograph Floral Embroidered Combat Trousers, at Marks & Spencers
The pretty floral embroidery makes these fashionable combat trousers extra special. Soft cotton fabric and a waist tie will keep her feeling comfy. With luxury in every detail, this is part of our exclusive Autograph collection

2 Pure Cotton Assorted Leggings, at M&S
Cute and comfy, these practical leggings are made from soft cotton and feature assorted designs. A great value pack

Pure Cotton Buzz Hooded Jersey Top, at Marks & Spencers
Fans of Toy Story can dress like their favourite superhero Buzz in this fun hooded costume top

5 Pairs of Plain Ribbed Trim Socks, at Marks & Spenser
A brilliant basic! These cotton rich socks provide your feet with everything they need to get through the day in comfortable style

Total Support Floral Embroidered Non-Wired Bra, at Marks and Spencer
Soft and comfortable, this non-wired gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Handbag Mug, Tray & Coaster Gift Set, at Marks and Spenser
Contains: 1 mug, 1 coaster, 1 tray Handbag design Mug height: 10.5cm Coaster dimensions: 10.5 x 10.5cm Tray dimensions: L21 x W14 x D1.5cm, Manufacturer: Marks & Spencer

Autograph Value Suit Jacket, at Marks & Spenser
Smart and stylish, this suit jacket is outstanding value! It's made from comfortable hardwearing fabric, ideal for sixth form wear

Abbey View Reserve Shiraz 2005 - Case of 12, at Marks&Spencer
Style: Dry Grape Variety: Shiraz (Syrah) Country of origin: Australia Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Cotton Rich Frill Tights, at Marks and Spencer
Cute and comfy, these soft cotton rich tights feature a pretty frill design at the back

Pocket Core Stability, at Marks and Spenser
Train your body for better posture, strength and alignment with this pocket size guide to core stability. This book is jam packed with helpful tips, techniques & training routines that will help boost both your body's core strength and stamina

Total Support Front Fastening Bra, at MarksandSpencer
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to it's front fastening and extra wide shoulder straps

Scruffy Dog and Football Age 4 Birthday Card, at Marks & Spencer
Cover Text: 4 Football-tastic Years Old! Inside Message: Have a great day Approx size: 150 x 150mm

40 Denier Opaque Hold Ups, at Marks & Spenser
These comfy hold ups won't let you down. Their reinforced design gives long-lasting wear

Autograph Anti-Perspirant Deodorant, at Marks and Spencer
Anti-perspirant 200ml This product is not available for international delivery. Find out more

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.