Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks n Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Autograph Tuxedo Trousers, at M&S
Modern and stylish, these tuxedo trousers are ideal for proms, balls and special occasions. They're extra durable and added stretch keeps them in great shape and gives enhanced comfort and ease of movement

Older Boys' Square Buckle Belt, at Marks & Spencers
Fashionable and practical, this square buckle belt adds a stylish finishing touch

Parisian Chic Calendar, at M & S
Approx. size: 225 x 390mm

Cotton Rich Waistband Detail Trousers, at Marks and Spencer
Simple and stylish, straight leg trousers are a modern classic. This pair sits on the waist and are cut to give a flattering shape that's always in style. Added stretch gives the perfect fit

Big & Tall Twin Pleat Luxury Wool Trousers, at Marks and Spencer
Smart and stylish, these twin pleat trousers are made from fine quality wool with cashmere for exceptional softness. A practical, hardwearing and fashionable choice

Magicwear™ Control 10 Denier Tights, at Marks&Spencer
These tights work like magic to make the most of your figure. Special support zones shape hips, thighs and bums and a clever front panel flattens tummies

Per Una Short Sleeve Balinese Tunic, at Marks & Spenser
A colourful printed tunic with a front and back v-neck featuring waist tie and comes with a camisole

Autograph Leather Shopping Bag, at Marks and Spenser
Fashionable and environmentally conscious, this Autograph shopping bag makes a great alternative to plastic carriers

Oxford Toe Cap Brogue Shoes, at Mark's & Spencer
Round toe Punch apron detail Toe cap design Lace up Block heel

Plain Moulded Underwired Bra, at Marks & Spencer
Smooth and versatile, this moulded bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Per Una Styled Overlaid Lace Padded Bra, at Marks and Spencer
Elegant and feminine, this stylish bra features stretch lace fabric and a scallop trim. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Fine Ribbed Table Runner, at Marks and Spencer
Give your table understated elegance with this simple ribbed runner. A perfect dressing item for in between meals, it will add a splash of colour without looking obtrusive

Pleated Ribbon Cushion, at Marks and Spencer
Rectangular shape Pleat detail Stripe design L50 x W30cm, Manufacturer: Marks & Spencer

Pure Cotton Sleeveless Floral Dress, at Marks and Spencer
Pretty and feminine, this pure cotton sleeveless dress features floral print and front pockets. A flattering, stylish look

Summer Weight Flat Front Trousers, at Marks & Spencer
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Hard-Top Divan with 4 Large Drawers & M100 Mattress, at Marks and Spencers
No turn mattress Mattress and divan are anti-allergy Hard-top divans have a rigid, unsprung frame for a firm feel Divan height: 41cm 4 large drawers Divan drawer sizes: H14 x W78 x D52cm Double 4ft 6in: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Green Letters Good Luck Card, at Marks & Spencers
Cover Text: Good luck to you Inside Message: Blank for your own message Approx size: 150 x 150mm

Eyeliner Pencil, at Marks n Spencer
Available in 3 shades 1 gram

Glitter Small Gift Bag, at Mark & Spensers
Contains: 1 gift bag Approx size: H160 x W160 x D90mm

4 Floral Detail Glass Coasters, at Marks & Spencer
Pack of 4 Floral Detail Square shape Solid glass, Manufacturer: Marks & Spencer

Cotton Rich Heart Print First Bra & Knickers Set, at Marks and Spencers
Soft and comfortable, this bra and knickers set is ideal for everyday wear

Dendrobium Nobilis Orchid, at Marks & Spensers
Internet Exclusive Taken from the latin word nobilis, meaning noble or grand, this impressive orchid really does live up to its name and comes planted in a beautiful, classic white pot. Available for delivery until 30th September 2009

Linen Blend Long Sleeve Stripe Shirt, at Marks and Spenser
Chic and modern, this long sleeve shirt is made from a cool crisp linen blend and features a stripe print

Per Una Roma Cotton Rich Bootleg Trousers with Belt, at Marks & Spencer
A stylish pair of bootleg trousers in stretch cotton featuring a plaited belt

Print Your Own Wedding Stationery: Die Cut Pink Heart Invitations, at MarksandSpencer
Pack contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties and an instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm

Wentworth Recliner, at Mark's & Spencer
H99 x W94 x D104cm Reclines to L171cm Seat H52cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Harbour Self Stripe Polo Shirt, at Marks and Spencer
Stylishly smart casual, this polo shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

125 Years Family Organiser, at Marks and Spencers
Approx size: 331 x 430mm

TomTom XL LIVE IQ Routes™ Edition Europe Satellite Navigation System, at Marks & Spensers
Maps: Full door to door maps of the Western and Central Europe (42 countries) Display: XL 4.3" widescreen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable Dimensions: 123 mm x 82 mm x 27 mm Weight: 185 grams Battery: Lithium-Ion (up to 3 hrs autonomous battery life) Memory: 2 GB internal flash memory TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Sancerre Domaine du Pre Semele 2007 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 12.5% Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.